ABSTRACT:

 A processor-implemented system and method for enabling a relying party device associated with a relying party to verify an identity of a user. The method includes the steps of:

(i) generating, using a cryptographic processor on a user device associated with the user, a first set of credentials including a public-private key pair associated with the user, 

(ii) receiving at least one cryptographic challenge from the relying party device associated with the relying party, 

(iii) verifying at least one of a biometric or a PIN code,

 (iv) responding to the at least one cryptographic challenge by performing the at least one cryptographic operation on the cryptographic challenge using the user private key to form a result of the at least one cryptographic operation and 

(v) transmitting the result of the at least one cryptographic operation as a cryptographic challenge response to the relying party device.